Umbrella liability insurance provides additional protection for situations where your business exceeds the insurance limits on another policy. It provides an extra layer of financial protection when you need it most on top of your existing general liability, employer liability, property insurance and auto insurance policies.
In the unfortunate event that a major claim is filed, umbrella liability insurance activates to cover the amounts that fell outside of your existing policy. For small businesses, umbrella policies are generally the most affordable way to get higher policy limits on existing policies. Our Bubela agents will advise you on whether you should consider umbrella liability insurance for your business.